Half Of Australian First Homeowners Are Under 30, According To New Data

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Perth, Au — January 25, 2015 — It would seem that traveling and partying have taken a back seat since many of the younger generations of Australians are now taking their time on securing their own homes. What’s remarkable is that according to new data, almost 50 percent of first homeowners are aged 30 and below. Six years ago, it was only at 31 percent but now it had taken quite a huge leap.

Experts say that it is because the younger generation has developed a mindset to stay in their homes much longer so that they could skip on the rental market and be able to save on a deposit that could help them but their own homes.

Young people today do not only want to own their own property, they are also now engaging in starting a property investment plan at such a young age.

20 years ago, it was much different. Young couples would only buy a property at age 20 if they wish to get married and settle down. But now, many young people are visiting Perth display homes or looking for listings for the sole purpose of ownership and investment.

The consequence of this is that young people would want to secure a place of their own before it could go beyond their reach.

Although this is quite remarkable with the youth today, there are also many risks to that and it mostly involves them being subjected into paying mortgage at age 20 as well as their bills. This could lead to young people buried in debt if they are not matured and settled enough to survive on their own.

Jordan Schilling is only 20 years old but he is now also close from owning his own house. He said that when he first went to the bank to inquire about loans, they didn’t believe that his savings were his own at first. The bank was in fact skeptical that a 20-year old could save $40, 000 alone.

But he eventually got his loan and that he will be soon be moving into his new $415, 000 house and land package.

School Budget Reduced In Winchester

School Budget Reduced In WinchesterAnne Watson, the superintendent, presented to the Winchester School District her revised proposed budget for school year 205 until 2016. The meeting was held with the Board of Selectmen and it focuses mainly on the district’s plan regarding its finances for the next school year.

Watson’s first proposition was revealed last Monday and there was a decrease compared to her latest proposed budget which is at $23,272,974. The reduction was an amount of $546,862 and is blamed on the recent retirement as well as the exclusion of duplicate employees.

Despite the recommendation given by the Board of Selectmen for the coming school year which is $19.9 million, Watson’s proposal has a $3.3 million gap. The said recommended amount has been the same for three consecutive years.

The budget that was recently presented will take $2 million from grants while the remaining $1.3 million are proposed spending without fixed funding yet.

According to Hugo Pinzon, the Interim Business Manager, the state will be the one deciding the exact amount for the grants therefore they have the right to cut the budget or worse decide that the district will no longer be receiving anymore grants.

Watson has also revealed his plan in hiring a coordinator for the Alternative Program who will be responsible in designing and implementing the appropriate educational programs for the right type of students they see as fit benefactor of the program. The Gilbert School will also be having an ESS program which is geared on helping students overcome challengers either emotionally or behaviorally. The upcoming school year also plans on welcoming a new school psychologist who will be located at the Pearson Middle School.

Other expenditures for the proposed budget were also questioned by the selectmen as well as the town residents such as the transportation allowance of the students in special education, the funding for the conferences to be attended by the school administrators and the funding for the program geared on the gifted and talented. Watson admitted that all of these were not included in the proposed budget last year.

Watson also revealed that the issue has not been decided yet and there might still be some changes in the future.

A Year After The Ebola Outbreak

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It has been a year since the Ebola outbreak claimed the lives of innocent people living in the villages of Guinea, Liberia and Sierra Leone.

A year ago, a brave Dr Stephane Hugonnet embarked on a trip to Guinea to investigate and diagnose the cause of a series of unexplained deaths in the region. Little did he know that the case would lead to a deadly outbreak that would quickly spread from the tiny village, to borderlands and then around the world.

The Ebola outbreak has claimed the lives of at least 10,000 people. It has infected more than 24,000 people within a year. The virus will continually thrive and kill people because of weak public sanitation in Africa and a slow global response. In order to respond effectively, we need to go back to where it all began.

The origin of the virus

Ebola’s first victim was a 2 year old boy, Emile Ouamouno, from a rainforest village in Guinea. He contracted the disease in December 2013. How he got the virus is still unclear. One thing is certain though, the Ebola can spread through direct contact with infected tissues and fluids. A month after the boy got terminally sick; the virus also took the life of his sister, mother and grandmother.

From the small village, the virus spread sporadically across West Africa and before anyone could stop it, it has already claimed the lives of thousands of people in the African soil and it gripped the world with fear.

Ebola spreads across continents

In July last year, the first American died contracting the disease in Liberia. People were fearful that the disease would spread across continents. It did. International flights carried the disease to the US, Spain and Arabian Peninsula.

In August, a businessman who did some business dealings in Sierra Leone died in a hospital in Saudi Arabia. Five days later, another life was claimed in Madrid. A month later, his brother died.

On September, a Liberian flew to Dallas to visit friends and relatives. He was unknowingly exposed to the deadly virus and became the first person to be diagnosed of Ebola in US. He died after a few days.

The Ebola outbreak is unforgiving in West Africa. The virus orphaned at least 3,700 children in Liberia, Guinea and Sierra Leone. Relatives would not want to take the children in for fear that they have contracted the disease.
Ebola continues to destroy human lives and relationships a year later since the little boy from Guinea died.

Top Benefits Of HCG Supplement

There are numerous benefits of taking HCG supplement. In a nutshell, you can easily say that you get a slimmer body out of taking this natural hormone. But if you would take a closer look, you will get more benefits than having a better figure.

On the onset, taking a HCG drops would loosen those excess weight and fats but that is, if you would follow the protocols religiously and you would get on a low carb diet to speed up weight loss process. There are different types of HCG supplements for you to choose from. Among the top choices are HCG pills, drops and those that need to be injected. Make a good research on what is suitable for you. If you have issues with swallowing, go for drops as it is the easiest to take. You only have to place the recommended number of drops under your tongue for 60 seconds and off it goes with your system. If HCG supplement is prescribed by your doctor, you need to go to a clinic since the HCG will be administered to you through injection.

There are several reasons why people with weight issues choose hormone to shed those excess fats and unwanted weight. For one, HCG comes from natural component. HCG is derive from pregnant women o you can be sure that it is natural and safe. You just have to choose from which supplier or manufacturer you will purchase the product to ensure higher and more reliable contents.

The good thing about HCG supplements is that they do not require extensive exercise to feel its benefits. You also do not have to take specialized products to augment the effect of HCG. You just have to cut down your carb consumption for faster results.

If you are in need of HCG supplement, make a good research on the internet to find a reliable supplier. There are several suppliers online but not all of them have the FDA seal. Read reviews from online forums to find out what customers have to say about the product.